When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Budget Check Up: Tax Time Is the Right Time Tax preparation may be the perfect time to give the household budget a check-up. Taxable vs. Tax-Deferred Savings Use this calculator to compare the future value of investments with different tax consequences. U.S. Personal Savings Rate What can be learned from the savings rate?